You paid good, hard-earned money to the insurance company to be there when you needed them. Now that you need them, they refuse to pay. Don’t put up with insurance company abuse. Contact us today for a free, no-risk consultation to see if we can help with your insurance claim denial. We aggressively represent insureds against their insurance company for wrongful denial of insurance benefits. No client pays us anything unless we recover money for your roof damage.  
An insured has to comply with policy-specific deadlines and legal deadlines. For example, an insured generally has to file an initial claim within one year of the damage. Many policies also require filing suit within two years from the insurer's acceptance or rejection of the claim or three years from the date of loss. This is one of the reasons insurance companies may drag out claims, hoping you will miss the deadlines to pursue your claim. Don’t wait to find out whether you have a claim. Reach out today for a free, zero-risk consultation today.  

Wrongful denial of insurance claims can be particularly difficult for property owners to navigate because of the number of parties involved. Usually, there are at least four parties involved besides the property owner. The property owner may have a management company or equity holders if the property is commercial property for a business or apartment complexes. That means the property owner needs to coordinate with management and their insurance company on insurance claims. Commonly, the property owner or management company will coordinate with a third-party roofer or roofing company. The roofer or roofing company may identify the damage and work with the property owner and the insured to submit an insurance claim. A fourth party, called a public adjuster, may also get involved to help the property owner negotiate with the insurance company. When none of those parties can agree, you need a lawyer to get your claim processed.  
Damages for a wrongful denial of insurance claim can include the policy benefits wrongfully withheld, treble damages, and attorney’s fees. These damages can be substantial. In United Nat'l Ins. Co. v. AMJ Invs., LLC, 447 S.W.3d 1, 8-9 (Tex. App.—Houston [14th Dist.] 2014, pet. dism'd) the jury found that the reasonable and necessary costs to repair the home were extensive and awarded ~$651,000.00 and awarded $1 million in damages for a knowing violation of the Insurance Code, and $99,3000 for attorney’s fees through trial. The trial court entered a judgment of over $1 million, and over $1 million was affirmed on appeal.  
If you would like to talk to someone about your wrongful denial of a roof claim, contact us for a free, zero-risk consultation today. 

Negligent Roof Construction

Negligent roof construction and installation pose significant risks to homeowners, often stemming from a concerning lack of stringent licensing requirements in some areas, notably Texas. While many states mandate specific licenses, insurance, and bonding for roofing contractors, Texas does not have a statewide licensing requirement for roofers. This regulatory void can allow inexperienced or unscrupulous individuals to perform complex and critical work without demonstrating basic competency or adherence to industry standards. The result is often shoddy workmanship, improper flashing, inadequate ventilation, and incorrect material application, all of which compromise the structural integrity and protective function of the roof. Homeowners, unaware of a contractor's true qualifications, are left vulnerable to the costly consequences of a poorly installed roof.

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The damages resulting from negligent roof construction can be extensive and multifaceted, impacting both the property and the homeowner's finances and well-being. Immediate and visible damages often include water leaks leading to stained ceilings, damaged drywall, ruined insulation, and compromised electrical systems, potentially creating fire hazards. Beyond these direct physical damages, a bad roof can foster mold and mildew growth, posing significant health risks to occupants, particularly those with respiratory issues. Financially, homeowners may face exorbitant repair costs, diminished property value, and increased utility bills due to poor insulation. In severe cases, a complete roof replacement may be necessary, incurring substantial unforeseen expenses. Furthermore, the emotional toll of dealing with recurring leaks, potential health hazards, and the financial burden can lead to significant stress and disruption for the homeowner.
If you would like to talk to someone about your roof claim, contact us for a free, zero-risk consultation today.